Products

Excess Property: Coverage That Stands Above.

FLEXIBLE EXCESS PROPERTY SOLUTIONS

Ardellis delivers dependable Excess Property solutions backed by a Financial Strength Rating of A (Excellent), Financial Size Category VII rating from AM Best with a flexible underwriting approach and coverage limits up to $5 million. We provide tailored protection for complex risks across various industries while offering financial stability, responsive service, and practical solutions to help safeguard challenging property placements.

AmBest Financial Strength Rating A (Excellent), Financial Size Category VII Carrier
Flexible underwriting approach
Excess Property coverage – maximum $5 million limit
Additional limits possible with FAC
Minimum Attachment Point: $5,000,000
Minimum Premiums (depending on class)
- $7,500 – $10,000 per policy

TARGET RISKS

Habitational
Wood Products
Senior Living Facilities
Food & Animal Processing
Mercantile/Retail
Healthcare – Hospitals & Clinics
Office Buildings
Public Entities – Municipalities & Schools
Hotel/Motel
Restaurants
Light Manufacturing & Warehousing

SUBMISSION REQUIREMENTS

Occupancy description
Five years currently valued ground up loss experience
Target layering & pricing with expiring carrier information
Complete SOV with COPE data
Any previous loss control inspections

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Excess Casualty: A-Rated Strength. Tailored Coverage.

FLEXIBLE EXCESS CASUALTY SOLUTIONS

Ardellis delivers reliable Excess Casualty solutions backed by a Financial Strength Rating of A (Excellent) Financial Size Category VII rating from AM Best with a flexible underwriting approach and coverage limits up to $5 million. We provide tailored coverage with a commitment to deliver financially strong, responsive protection designed to fit your business needs.

AmBest Financial Strength Rating A (Excellent), Financial Size Category VII Carrier
Flexible underwriting approach
Excess Casualty over Captive programs
Up to $5 million in limits available
Minimum Underlying Limits
- Automobile: $1M combined single limit
- General: $1M / $2M / $2M / $1M
- Employer: $1M / $1M / $1M
Minimum Premiums (depending on class)
- $7,500 – $10,000 per policy

TARGET RISKS

Wood Products
Contractors/subcontractors
Light Manufacturing
Food processing
Mercantile/Retailers
Education
Religious Organizations
Hotel/Motel
Restaurants
Real Estate

OUTSIDE OF APPETITE

Chemical Manufacturing
Aviation
Liquor Liability
Auto primary operations

SUBMISSION REQUIREMENTS

Summary of operations, exposures, and ownership for all named insureds
Ten years currently valued ground up loss experience
Completed Accord Forms (including vehicle and exposure details)
Underlying policies or proposals
Supplemental applications (certain classes)
Loss Control reports or inspections (certain classes)
Target attachment, limit, and pricing

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Medical Stop Loss: Reliable Protection. Predictable Costs.

PROTECTION FOR SELF-FUNDED EMPLOYERS

Ardellis provides medical stop loss coverage designed to protect self-funded employers from catastrophic or unpredictable healthcare claims. This coverage reimburses employers for medical expenses that exceed an established limit, allowing them to manage costs while maintaining financial security.

Highlights

Specific and aggregate stop loss protection
Designed for mid-sized and large self-funded employer groups
Supports cost containment while safeguarding against large claims
Underwritten with the same commitment to flexibility, responsiveness, and long-term broker partnerships that define every Ardellis product

HOW TO WORK WITH ARDELLIS

Products

Excess Property: Coverage That Stands Above.

Excess Casualty: A-Rated Strength. Tailored Coverage.

Medical Stop Loss: Reliable Protection. Predictable Costs.

To learn more about our underwriting appetite or to submit a risk for consideration, please contact our team: [email protected]

To learn more about our underwriting appetite or to submit a risk for consideration, please contact our team:

[email protected]